How To Get Started Buying

Step One: Know What You Can Do

You want to know that you can get the financing before you enter into a legal and binding purchase contract.

First up, find out what you CAN do, then use that to determine what you SHOULD do. Financing your purchase? Start by contacting a lender to figure out what you qualify for, then look at your budget, see how much of that lender’s amount actually fits your lifestyle, and set your limit in order to focus your search on the properties that meet your financial goals. Use our mortgage calculator below to get a ballpark idea of the relationship between monthly payment and purchase price.

If you already have your pre-approval, or if you are a cash buyer, you are ready to go on to the next step; click Get an Agent below to move on. If you have not been pre-approved and you are not a cash buyer, click Get Pre-Approved below to choose from three reliable lenders, or call your bank, credit union, or mortgage broker to get pre-approved.

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